Retirement Planning
With ‘pensions' having become something of a dirty word in the media and, consequently, in the minds of the British public, we at McCarthy Taylor see our role as stripping away the myths and fallacies of retirement planning and looking for a bespoke solution, to meet our client's needs and objectives.
Today ‘retirement planning' should be more about options and fulfilling ambitions than fading quietly into the obscurity of old age. It is our role to provide a flexible plan to help you achieve the retirement that is right for you, whether that is:
- Access to an initial tax efficient lump sum
- A secure and steady income upon leaving work ,reducing salary or going part-time
- Flexibility to vary income taken
- Real control over where your funds are invested
Planning for retirement in the modern world needs to able to change with your circumstances and it is, therefore, of utmost importance to review the plans regularly. McCarthy Taylor is interested in developing long-term relationships and helping you develop a strategy that provides the level of flexibility and security appropriate for you.
Therefore, as independent advisers, McCarthy Taylor can advise on all types of pensions including:
- Stakeholder Pensions
- Personal Pensions
- Self-Invested Personal Pensions (SIPPs)
- Small Self-Administered Schemes (SSAS)
- Occupational Schemes including Defined Benefit and Defined Contribution
- Section 32 Contracts
- Retirement Annuity Contracts
- Government Schemes
However, retirement planning is not limited to pensions; related strategies developed by McCarthy Taylor may also include the use of:
- Individual Savings Accounts
- Investment Bonds
- Venture Capital Trusts
- Enterprise Investment Schemes
- National Savings products
- Cash deposits
Far from ‘simplification' current retirement planning is as complex as ever and should be approached with care. If it's time to speak to an expert about your retirement planning, it's time to speak to McCarthy Taylor.
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McCarthy Taylor Ltd is authorised and regulated by the Financial Services Authority (http://www.fsa.gov.uk/register/home.do). FSA Registration No: 184658
The Financial Services Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments, school fees planning or some types of investment.